Homeowner Insurance Costs in Bedford County, TN

How much does homeowner insurance cost in Bedford County? Here's what to expect.

Est. Annual Premium

$1,217

Monthly Cost

$101

Median Home Value

$221,200

% of Income

2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$221,200
Personal Property (C)$110,600
Liability (E)$300,000
Deductible$2,212

Cost Context

Homeownership Rate70.4%
Median Income$59,955
Property Tax Rate0.5%
Population50,533

About Insurance in Bedford County

Homeowner insurance in Bedford County, Tennessee costs an estimated $1,217 per year for a median-value home of $221,200. This represents approximately 2% of the median household income of $59,955.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Tennessee

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.