Homeowner Insurance Costs in Cheatham County, TN

How much does homeowner insurance cost in Cheatham County? Here's what to expect.

Est. Annual Premium

$1,442

Monthly Cost

$120

Median Home Value

$262,200

% of Income

1.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$262,200
Personal Property (C)$131,100
Liability (E)$300,000
Deductible$2,622

Cost Context

Homeownership Rate81.2%
Median Income$77,014
Property Tax Rate0.5%
Population41,184

About Insurance in Cheatham County

Homeowner insurance in Cheatham County, Tennessee costs an estimated $1,442 per year for a median-value home of $262,200. This represents approximately 1.9% of the median household income of $77,014.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Tennessee

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.