Homeowner Insurance Costs in Clay County, TN
How much does homeowner insurance cost in Clay County? Here's what to expect.
Est. Annual Premium
$729
Monthly Cost
$61
Median Home Value
$132,500
% of Income
1.8%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$132,500
Personal Property (C)$66,250
Liability (E)$300,000
Deductible$1,325
Cost Context
Homeownership Rate78.6%
Median Income$39,572
Property Tax Rate0.6%
Population7,592
About Insurance in Clay County
Homeowner insurance in Clay County, Tennessee costs an estimated $729 per year for a median-value home of $132,500. This represents approximately 1.8% of the median household income of $39,572.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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