Homeowner Insurance Costs in Coffee County, TN

How much does homeowner insurance cost in Coffee County? Here's what to expect.

Est. Annual Premium

$1,119

Monthly Cost

$93

Median Home Value

$203,400

% of Income

1.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$203,400
Personal Property (C)$101,700
Liability (E)$300,000
Deductible$2,034

Cost Context

Homeownership Rate69.0%
Median Income$57,424
Property Tax Rate0.7%
Population58,080

About Insurance in Coffee County

Homeowner insurance in Coffee County, Tennessee costs an estimated $1,119 per year for a median-value home of $203,400. This represents approximately 1.9% of the median household income of $57,424.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Tennessee

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.