Homeowner Insurance Costs in DeKalb County, TN

How much does homeowner insurance cost in DeKalb County? Here's what to expect.

Est. Annual Premium

$1,007

Monthly Cost

$84

Median Home Value

$183,100

% of Income

2.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$183,100
Personal Property (C)$91,550
Liability (E)$300,000
Deductible$1,831

Cost Context

Homeownership Rate68.6%
Median Income$46,907
Property Tax Rate0.4%
Population20,209

About Insurance in DeKalb County

Homeowner insurance in DeKalb County, Tennessee costs an estimated $1,007 per year for a median-value home of $183,100. This represents approximately 2.1% of the median household income of $46,907.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Tennessee

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.