Homeowner Insurance Costs in Dickson County, TN

How much does homeowner insurance cost in Dickson County? Here's what to expect.

Est. Annual Premium

$1,341

Monthly Cost

$112

Median Home Value

$243,800

% of Income

2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$243,800
Personal Property (C)$121,900
Liability (E)$300,000
Deductible$2,438

Cost Context

Homeownership Rate79.8%
Median Income$68,492
Property Tax Rate0.5%
Population54,563

About Insurance in Dickson County

Homeowner insurance in Dickson County, Tennessee costs an estimated $1,341 per year for a median-value home of $243,800. This represents approximately 2% of the median household income of $68,492.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Tennessee

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.