Homeowner Insurance Costs in McNairy County, TN

How much does homeowner insurance cost in McNairy County? Here's what to expect.

Est. Annual Premium

$690

Monthly Cost

$58

Median Home Value

$125,400

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$125,400
Personal Property (C)$62,700
Liability (E)$300,000
Deductible$1,254

Cost Context

Homeownership Rate79.1%
Median Income$46,920
Property Tax Rate0.4%
Population25,895

About Insurance in McNairy County

Homeowner insurance in McNairy County, Tennessee costs an estimated $690 per year for a median-value home of $125,400. This represents approximately 1.5% of the median household income of $46,920.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Tennessee

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.