Homeowner Insurance Costs in Overton County, TN

How much does homeowner insurance cost in Overton County? Here's what to expect.

Est. Annual Premium

$858

Monthly Cost

$72

Median Home Value

$156,000

% of Income

1.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$156,000
Personal Property (C)$78,000
Liability (E)$300,000
Deductible$1,560

Cost Context

Homeownership Rate78.9%
Median Income$46,580
Property Tax Rate0.4%
Population22,576

About Insurance in Overton County

Homeowner insurance in Overton County, Tennessee costs an estimated $858 per year for a median-value home of $156,000. This represents approximately 1.8% of the median household income of $46,580.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Tennessee

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.