Homeowner Insurance Costs in Polk County, TN
How much does homeowner insurance cost in Polk County? Here's what to expect.
Est. Annual Premium
$705
Monthly Cost
$59
Median Home Value
$128,200
% of Income
1.3%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$128,200
Personal Property (C)$64,100
Liability (E)$300,000
Deductible$1,282
Cost Context
Homeownership Rate78.9%
Median Income$53,775
Property Tax Rate0.6%
Population17,620
About Insurance in Polk County
Homeowner insurance in Polk County, Tennessee costs an estimated $705 per year for a median-value home of $128,200. This represents approximately 1.3% of the median household income of $53,775.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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