Homeowner Insurance Costs in Roane County, TN

How much does homeowner insurance cost in Roane County? Here's what to expect.

Est. Annual Premium

$1,064

Monthly Cost

$89

Median Home Value

$193,400

% of Income

1.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$193,400
Personal Property (C)$96,700
Liability (E)$300,000
Deductible$1,934

Cost Context

Homeownership Rate77.3%
Median Income$66,460
Property Tax Rate0.6%
Population53,777

About Insurance in Roane County

Homeowner insurance in Roane County, Tennessee costs an estimated $1,064 per year for a median-value home of $193,400. This represents approximately 1.6% of the median household income of $66,460.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Tennessee

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.