Homeowner Insurance Costs in Scott County, TN

How much does homeowner insurance cost in Scott County? Here's what to expect.

Est. Annual Premium

$626

Monthly Cost

$52

Median Home Value

$113,900

% of Income

1.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$113,900
Personal Property (C)$56,950
Liability (E)$300,000
Deductible$1,139

Cost Context

Homeownership Rate71.6%
Median Income$39,744
Property Tax Rate0.5%
Population21,917

About Insurance in Scott County

Homeowner insurance in Scott County, Tennessee costs an estimated $626 per year for a median-value home of $113,900. This represents approximately 1.6% of the median household income of $39,744.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Tennessee

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.