Homeowner Insurance Costs in Sevier County, TN

How much does homeowner insurance cost in Sevier County? Here's what to expect.

Est. Annual Premium

$1,319

Monthly Cost

$110

Median Home Value

$239,800

% of Income

2.2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$239,800
Personal Property (C)$119,900
Liability (E)$300,000
Deductible$2,398

Cost Context

Homeownership Rate72.2%
Median Income$60,103
Property Tax Rate0.3%
Population98,455

About Insurance in Sevier County

Homeowner insurance in Sevier County, Tennessee costs an estimated $1,319 per year for a median-value home of $239,800. This represents approximately 2.2% of the median household income of $60,103.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Tennessee

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.