Homeowner Insurance Costs in Smith County, TN
How much does homeowner insurance cost in Smith County? Here's what to expect.
Est. Annual Premium
$1,103
Monthly Cost
$92
Median Home Value
$200,500
% of Income
1.9%
Typical Coverage Breakdown
Coverage Amounts
Cost Context
About Insurance in Smith County
Homeowner insurance in Smith County, Tennessee costs an estimated $1,103 per year for a median-value home of $200,500. This represents approximately 1.9% of the median household income of $57,677.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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