Homeowner Insurance Costs in Tipton County, TN

How much does homeowner insurance cost in Tipton County? Here's what to expect.

Est. Annual Premium

$1,119

Monthly Cost

$93

Median Home Value

$203,500

% of Income

1.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$203,500
Personal Property (C)$101,750
Liability (E)$300,000
Deductible$2,035

Cost Context

Homeownership Rate75.8%
Median Income$70,674
Property Tax Rate0.5%
Population61,116

About Insurance in Tipton County

Homeowner insurance in Tipton County, Tennessee costs an estimated $1,119 per year for a median-value home of $203,500. This represents approximately 1.6% of the median household income of $70,674.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Tennessee

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.