Homeowner Insurance Costs in Washington County, TN

How much does homeowner insurance cost in Washington County? Here's what to expect.

Est. Annual Premium

$1,161

Monthly Cost

$97

Median Home Value

$211,100

% of Income

2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$211,100
Personal Property (C)$105,550
Liability (E)$300,000
Deductible$2,111

Cost Context

Homeownership Rate64.3%
Median Income$58,507
Property Tax Rate0.6%
Population133,282

About Insurance in Washington County

Homeowner insurance in Washington County, Tennessee costs an estimated $1,161 per year for a median-value home of $211,100. This represents approximately 2% of the median household income of $58,507.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Tennessee

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.