Homeowner Insurance Costs in Beaver County, UT

How much does homeowner insurance cost in Beaver County? Here's what to expect.

Est. Annual Premium

$1,365

Monthly Cost

$114

Median Home Value

$248,200

% of Income

1.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$248,200
Personal Property (C)$124,100
Liability (E)$300,000
Deductible$2,482

Cost Context

Homeownership Rate80.5%
Median Income$80,268
Property Tax Rate0.4%
Population7,102

About Insurance in Beaver County

Homeowner insurance in Beaver County, Utah costs an estimated $1,365 per year for a median-value home of $248,200. This represents approximately 1.7% of the median household income of $80,268.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Utah

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.