Homeowner Insurance Costs in Utah County, UT

How much does homeowner insurance cost in Utah County? Here's what to expect.

Est. Annual Premium

$2,437

Monthly Cost

$203

Median Home Value

$443,000

% of Income

2.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$443,000
Personal Property (C)$221,500
Liability (E)$300,000
Deductible$4,430

Cost Context

Homeownership Rate68.6%
Median Income$91,263
Property Tax Rate0.4%
Population666,021

About Insurance in Utah County

Homeowner insurance in Utah County, Utah costs an estimated $2,437 per year for a median-value home of $443,000. This represents approximately 2.7% of the median household income of $91,263.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Utah

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.