Homeowner Insurance Costs in Iron County, UT

How much does homeowner insurance cost in Iron County? Here's what to expect.

Est. Annual Premium

$1,647

Monthly Cost

$137

Median Home Value

$299,400

% of Income

2.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$299,400
Personal Property (C)$149,700
Liability (E)$300,000
Deductible$2,994

Cost Context

Homeownership Rate68.0%
Median Income$63,005
Property Tax Rate0.5%
Population58,068

About Insurance in Iron County

Homeowner insurance in Iron County, Utah costs an estimated $1,647 per year for a median-value home of $299,400. This represents approximately 2.6% of the median household income of $63,005.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Utah

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.