Homeowner Insurance Costs in Garfield County, UT

How much does homeowner insurance cost in Garfield County? Here's what to expect.

Est. Annual Premium

$1,308

Monthly Cost

$109

Median Home Value

$237,800

% of Income

2.3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$237,800
Personal Property (C)$118,900
Liability (E)$300,000
Deductible$2,378

Cost Context

Homeownership Rate73.2%
Median Income$56,481
Property Tax Rate0.4%
Population5,121

About Insurance in Garfield County

Homeowner insurance in Garfield County, Utah costs an estimated $1,308 per year for a median-value home of $237,800. This represents approximately 2.3% of the median household income of $56,481.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Utah

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.