Homeowner Insurance Costs in Bath County, VA

How much does homeowner insurance cost in Bath County? Here's what to expect.

Est. Annual Premium

$1,017

Monthly Cost

$85

Median Home Value

$184,900

% of Income

1.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$184,900
Personal Property (C)$92,450
Liability (E)$300,000
Deductible$1,849

Cost Context

Homeownership Rate71.1%
Median Income$55,699
Property Tax Rate0.4%
Population4,177

About Insurance in Bath County

Homeowner insurance in Bath County, Virginia costs an estimated $1,017 per year for a median-value home of $184,900. This represents approximately 1.8% of the median household income of $55,699.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

Calculate Your True Insurance Cost

Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.

Start Free Analysis

Other Counties in Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.