Homeowner Insurance Costs in Buckingham County, VA

How much does homeowner insurance cost in Buckingham County? Here's what to expect.

Est. Annual Premium

$884

Monthly Cost

$74

Median Home Value

$160,800

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$160,800
Personal Property (C)$80,400
Liability (E)$300,000
Deductible$1,608

Cost Context

Homeownership Rate75.5%
Median Income$59,894
Property Tax Rate0.5%
Population16,869

About Insurance in Buckingham County

Homeowner insurance in Buckingham County, Virginia costs an estimated $884 per year for a median-value home of $160,800. This represents approximately 1.5% of the median household income of $59,894.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.