Homeowner Insurance Costs in Covington city, VA
How much does homeowner insurance cost in Covington city? Here's what to expect.
Est. Annual Premium
$441
Monthly Cost
$37
Median Home Value
$80,100
% of Income
1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$80,100
Personal Property (C)$40,050
Liability (E)$300,000
Deductible$801
Cost Context
Homeownership Rate75.2%
Median Income$45,737
Property Tax Rate0.8%
Population5,722
About Insurance in Covington city
Homeowner insurance in Covington city, Virginia costs an estimated $441 per year for a median-value home of $80,100. This represents approximately 1% of the median household income of $45,737.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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