Homeowner Insurance Costs in Dinwiddie County, VA

How much does homeowner insurance cost in Dinwiddie County? Here's what to expect.

Est. Annual Premium

$1,231

Monthly Cost

$103

Median Home Value

$223,800

% of Income

1.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$223,800
Personal Property (C)$111,900
Liability (E)$300,000
Deductible$2,238

Cost Context

Homeownership Rate78.5%
Median Income$77,225
Property Tax Rate0.6%
Population28,057

About Insurance in Dinwiddie County

Homeowner insurance in Dinwiddie County, Virginia costs an estimated $1,231 per year for a median-value home of $223,800. This represents approximately 1.6% of the median household income of $77,225.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.