Homeowner Insurance Costs in Emporia city, VA
How much does homeowner insurance cost in Emporia city? Here's what to expect.
Est. Annual Premium
$712
Monthly Cost
$59
Median Home Value
$129,400
% of Income
1.7%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$129,400
Personal Property (C)$64,700
Liability (E)$300,000
Deductible$1,294
Cost Context
Homeownership Rate40.0%
Median Income$41,442
Property Tax Rate0.8%
Population5,680
About Insurance in Emporia city
Homeowner insurance in Emporia city, Virginia costs an estimated $712 per year for a median-value home of $129,400. This represents approximately 1.7% of the median household income of $41,442.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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