Homeowner Insurance Costs in Essex County, VA

How much does homeowner insurance cost in Essex County? Here's what to expect.

Est. Annual Premium

$1,194

Monthly Cost

$100

Median Home Value

$217,000

% of Income

2.3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$217,000
Personal Property (C)$108,500
Liability (E)$300,000
Deductible$2,170

Cost Context

Homeownership Rate65.4%
Median Income$52,335
Property Tax Rate0.6%
Population10,602

About Insurance in Essex County

Homeowner insurance in Essex County, Virginia costs an estimated $1,194 per year for a median-value home of $217,000. This represents approximately 2.3% of the median household income of $52,335.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.