Homeowner Insurance Costs in Fairfax city, VA

How much does homeowner insurance cost in Fairfax city? Here's what to expect.

Est. Annual Premium

$3,573

Monthly Cost

$298

Median Home Value

$649,600

% of Income

2.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$649,600
Personal Property (C)$324,800
Liability (E)$300,000
Deductible$6,496

Cost Context

Homeownership Rate68.3%
Median Income$128,708
Property Tax Rate0.9%
Population24,242

About Insurance in Fairfax city

Homeowner insurance in Fairfax city, Virginia costs an estimated $3,573 per year for a median-value home of $649,600. This represents approximately 2.8% of the median household income of $128,708.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.