Homeowner Insurance Costs in Falls Church city, VA

How much does homeowner insurance cost in Falls Church city? Here's what to expect.

Est. Annual Premium

$5,162

Monthly Cost

$430

Median Home Value

$938,500

% of Income

3.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$938,500
Personal Property (C)$469,250
Liability (E)$300,000
Deductible$9,385

Cost Context

Homeownership Rate55.6%
Median Income$164,536
Property Tax Rate1.1%
Population14,576

About Insurance in Falls Church city

Homeowner insurance in Falls Church city, Virginia costs an estimated $5,162 per year for a median-value home of $938,500. This represents approximately 3.1% of the median household income of $164,536.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.