Homeowner Insurance Costs in Floyd County, VA
How much does homeowner insurance cost in Floyd County? Here's what to expect.
Est. Annual Premium
$1,130
Monthly Cost
$94
Median Home Value
$205,400
% of Income
2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$205,400
Personal Property (C)$102,700
Liability (E)$300,000
Deductible$2,054
Cost Context
Homeownership Rate86.3%
Median Income$57,146
Property Tax Rate0.5%
Population15,532
About Insurance in Floyd County
Homeowner insurance in Floyd County, Virginia costs an estimated $1,130 per year for a median-value home of $205,400. This represents approximately 2% of the median household income of $57,146.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
Calculate Your True Insurance Cost
Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.
Start Free Analysis