Homeowner Insurance Costs in Franklin County, VA

How much does homeowner insurance cost in Franklin County? Here's what to expect.

Est. Annual Premium

$1,142

Monthly Cost

$95

Median Home Value

$207,700

% of Income

1.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$207,700
Personal Property (C)$103,850
Liability (E)$300,000
Deductible$2,077

Cost Context

Homeownership Rate80.0%
Median Income$66,275
Property Tax Rate0.6%
Population54,838

About Insurance in Franklin County

Homeowner insurance in Franklin County, Virginia costs an estimated $1,142 per year for a median-value home of $207,700. This represents approximately 1.7% of the median household income of $66,275.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.