Homeowner Insurance Costs in Isle of Wight County, VA

How much does homeowner insurance cost in Isle of Wight County? Here's what to expect.

Est. Annual Premium

$1,802

Monthly Cost

$150

Median Home Value

$327,600

% of Income

2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$327,600
Personal Property (C)$163,800
Liability (E)$300,000
Deductible$3,276

Cost Context

Homeownership Rate78.3%
Median Income$91,680
Property Tax Rate0.7%
Population38,898

About Insurance in Isle of Wight County

Homeowner insurance in Isle of Wight County, Virginia costs an estimated $1,802 per year for a median-value home of $327,600. This represents approximately 2% of the median household income of $91,680.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.