Homeowner Insurance Costs in King George County, VA

How much does homeowner insurance cost in King George County? Here's what to expect.

Est. Annual Premium

$2,048

Monthly Cost

$171

Median Home Value

$372,300

% of Income

2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$372,300
Personal Property (C)$186,150
Liability (E)$300,000
Deductible$3,723

Cost Context

Homeownership Rate75.2%
Median Income$103,264
Property Tax Rate0.6%
Population26,985

About Insurance in King George County

Homeowner insurance in King George County, Virginia costs an estimated $2,048 per year for a median-value home of $372,300. This represents approximately 2% of the median household income of $103,264.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.