Homeowner Insurance Costs in Lee County, VA

How much does homeowner insurance cost in Lee County? Here's what to expect.

Est. Annual Premium

$527

Monthly Cost

$44

Median Home Value

$95,800

% of Income

1.3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$95,800
Personal Property (C)$47,900
Liability (E)$300,000
Deductible$958

Cost Context

Homeownership Rate72.2%
Median Income$41,619
Property Tax Rate0.6%
Population22,287

About Insurance in Lee County

Homeowner insurance in Lee County, Virginia costs an estimated $527 per year for a median-value home of $95,800. This represents approximately 1.3% of the median household income of $41,619.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.