Homeowner Insurance Costs in Middlesex County, VA

How much does homeowner insurance cost in Middlesex County? Here's what to expect.

Est. Annual Premium

$1,589

Monthly Cost

$132

Median Home Value

$288,900

% of Income

2.3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$288,900
Personal Property (C)$144,450
Liability (E)$300,000
Deductible$2,889

Cost Context

Homeownership Rate84.3%
Median Income$69,389
Property Tax Rate0.5%
Population10,738

About Insurance in Middlesex County

Homeowner insurance in Middlesex County, Virginia costs an estimated $1,589 per year for a median-value home of $288,900. This represents approximately 2.3% of the median household income of $69,389.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.