Homeowner Insurance Costs in Northumberland County, VA

How much does homeowner insurance cost in Northumberland County? Here's what to expect.

Est. Annual Premium

$1,670

Monthly Cost

$139

Median Home Value

$303,700

% of Income

2.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$303,700
Personal Property (C)$151,850
Liability (E)$300,000
Deductible$3,037

Cost Context

Homeownership Rate88.8%
Median Income$64,655
Property Tax Rate0.5%
Population12,007

About Insurance in Northumberland County

Homeowner insurance in Northumberland County, Virginia costs an estimated $1,670 per year for a median-value home of $303,700. This represents approximately 2.6% of the median household income of $64,655.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.