Homeowner Insurance Costs in Orange County, VA
How much does homeowner insurance cost in Orange County? Here's what to expect.
Est. Annual Premium
$1,738
Monthly Cost
$145
Median Home Value
$316,000
% of Income
2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$316,000
Personal Property (C)$158,000
Liability (E)$300,000
Deductible$3,160
Cost Context
Homeownership Rate78.3%
Median Income$87,309
Property Tax Rate0.6%
Population36,593
About Insurance in Orange County
Homeowner insurance in Orange County, Virginia costs an estimated $1,738 per year for a median-value home of $316,000. This represents approximately 2% of the median household income of $87,309.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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