Homeowner Insurance Costs in Poquoson city, VA

How much does homeowner insurance cost in Poquoson city? Here's what to expect.

Est. Annual Premium

$2,237

Monthly Cost

$186

Median Home Value

$406,700

% of Income

2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$406,700
Personal Property (C)$203,350
Liability (E)$300,000
Deductible$4,067

Cost Context

Homeownership Rate82.1%
Median Income$114,503
Property Tax Rate0.9%
Population12,479

About Insurance in Poquoson city

Homeowner insurance in Poquoson city, Virginia costs an estimated $2,237 per year for a median-value home of $406,700. This represents approximately 2% of the median household income of $114,503.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.