Homeowner Insurance Costs in Radford city, VA
How much does homeowner insurance cost in Radford city? Here's what to expect.
Est. Annual Premium
$1,126
Monthly Cost
$94
Median Home Value
$204,700
% of Income
2.2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$204,700
Personal Property (C)$102,350
Liability (E)$300,000
Deductible$2,047
Cost Context
Homeownership Rate45.7%
Median Income$51,039
Property Tax Rate0.7%
Population16,379
About Insurance in Radford city
Homeowner insurance in Radford city, Virginia costs an estimated $1,126 per year for a median-value home of $204,700. This represents approximately 2.2% of the median household income of $51,039.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
Calculate Your True Insurance Cost
Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.
Start Free Analysis