Homeowner Insurance Costs in Richmond city, VA
How much does homeowner insurance cost in Richmond city? Here's what to expect.
Est. Annual Premium
$1,696
Monthly Cost
$141
Median Home Value
$308,300
% of Income
2.8%
Typical Coverage Breakdown
Coverage Amounts
Cost Context
About Insurance in Richmond city
Homeowner insurance in Richmond city, Virginia costs an estimated $1,696 per year for a median-value home of $308,300. This represents approximately 2.8% of the median household income of $59,606.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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