Homeowner Insurance Costs in Rockbridge County, VA

How much does homeowner insurance cost in Rockbridge County? Here's what to expect.

Est. Annual Premium

$1,277

Monthly Cost

$106

Median Home Value

$232,100

% of Income

2.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$232,100
Personal Property (C)$116,050
Liability (E)$300,000
Deductible$2,321

Cost Context

Homeownership Rate78.2%
Median Income$61,903
Property Tax Rate0.6%
Population22,673

About Insurance in Rockbridge County

Homeowner insurance in Rockbridge County, Virginia costs an estimated $1,277 per year for a median-value home of $232,100. This represents approximately 2.1% of the median household income of $61,903.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.