Homeowner Insurance Costs in Shenandoah County, VA

How much does homeowner insurance cost in Shenandoah County? Here's what to expect.

Est. Annual Premium

$1,362

Monthly Cost

$114

Median Home Value

$247,600

% of Income

2.2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$247,600
Personal Property (C)$123,800
Liability (E)$300,000
Deductible$2,476

Cost Context

Homeownership Rate72.8%
Median Income$62,149
Property Tax Rate0.6%
Population44,337

About Insurance in Shenandoah County

Homeowner insurance in Shenandoah County, Virginia costs an estimated $1,362 per year for a median-value home of $247,600. This represents approximately 2.2% of the median household income of $62,149.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.