Homeowner Insurance Costs in Warren County, VA

How much does homeowner insurance cost in Warren County? Here's what to expect.

Est. Annual Premium

$1,614

Monthly Cost

$135

Median Home Value

$293,400

% of Income

2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$293,400
Personal Property (C)$146,700
Liability (E)$300,000
Deductible$2,934

Cost Context

Homeownership Rate74.2%
Median Income$79,313
Property Tax Rate0.6%
Population40,800

About Insurance in Warren County

Homeowner insurance in Warren County, Virginia costs an estimated $1,614 per year for a median-value home of $293,400. This represents approximately 2% of the median household income of $79,313.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.