Homeowner Insurance Costs in Washington County, VA

How much does homeowner insurance cost in Washington County? Here's what to expect.

Est. Annual Premium

$995

Monthly Cost

$83

Median Home Value

$181,000

% of Income

1.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$181,000
Personal Property (C)$90,500
Liability (E)$300,000
Deductible$1,810

Cost Context

Homeownership Rate75.2%
Median Income$59,116
Property Tax Rate0.5%
Population53,985

About Insurance in Washington County

Homeowner insurance in Washington County, Virginia costs an estimated $995 per year for a median-value home of $181,000. This represents approximately 1.7% of the median household income of $59,116.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.