Homeowner Insurance Costs in Waynesboro city, VA

How much does homeowner insurance cost in Waynesboro city? Here's what to expect.

Est. Annual Premium

$1,247

Monthly Cost

$104

Median Home Value

$226,700

% of Income

2.4%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$226,700
Personal Property (C)$113,350
Liability (E)$300,000
Deductible$2,267

Cost Context

Homeownership Rate56.9%
Median Income$52,519
Property Tax Rate0.7%
Population22,341

About Insurance in Waynesboro city

Homeowner insurance in Waynesboro city, Virginia costs an estimated $1,247 per year for a median-value home of $226,700. This represents approximately 2.4% of the median household income of $52,519.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.