Homeowner Insurance Costs in King County, WA

How much does homeowner insurance cost in King County? Here's what to expect.

Est. Annual Premium

$4,188

Monthly Cost

$349

Median Home Value

$761,500

% of Income

3.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$761,500
Personal Property (C)$380,750
Liability (E)$300,000
Deductible$7,615

Cost Context

Homeownership Rate56.2%
Median Income$116,340
Property Tax Rate0.9%
Population2,254,371

About Insurance in King County

Homeowner insurance in King County, Washington costs an estimated $4,188 per year for a median-value home of $761,500. This represents approximately 3.6% of the median household income of $116,340.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Washington

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.