Homeowner Insurance Costs in Snohomish County, WA

How much does homeowner insurance cost in Snohomish County? Here's what to expect.

Est. Annual Premium

$3,260

Monthly Cost

$272

Median Home Value

$592,800

% of Income

3.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$592,800
Personal Property (C)$296,400
Liability (E)$300,000
Deductible$5,928

Cost Context

Homeownership Rate68.6%
Median Income$104,083
Property Tax Rate0.8%
Population828,337

About Insurance in Snohomish County

Homeowner insurance in Snohomish County, Washington costs an estimated $3,260 per year for a median-value home of $592,800. This represents approximately 3.1% of the median household income of $104,083.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Washington

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.