Homeowner Insurance Costs in Monongalia County, WV

How much does homeowner insurance cost in Monongalia County? Here's what to expect.

Est. Annual Premium

$1,332

Monthly Cost

$111

Median Home Value

$242,100

% of Income

2.2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$242,100
Personal Property (C)$121,050
Liability (E)$300,000
Deductible$2,421

Cost Context

Homeownership Rate57.0%
Median Income$60,893
Property Tax Rate0.5%
Population105,988

About Insurance in Monongalia County

Homeowner insurance in Monongalia County, West Virginia costs an estimated $1,332 per year for a median-value home of $242,100. This represents approximately 2.2% of the median household income of $60,893.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in West Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.