Homeowner Insurance Costs in Wood County, WV
How much does homeowner insurance cost in Wood County? Here's what to expect.
Est. Annual Premium
$774
Monthly Cost
$65
Median Home Value
$140,700
% of Income
1.4%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$140,700
Personal Property (C)$70,350
Liability (E)$300,000
Deductible$1,407
Cost Context
Homeownership Rate74.7%
Median Income$54,350
Property Tax Rate0.7%
Population84,272
About Insurance in Wood County
Homeowner insurance in Wood County, West Virginia costs an estimated $774 per year for a median-value home of $140,700. This represents approximately 1.4% of the median household income of $54,350.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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