Homeowner Insurance Costs in Lincoln County, WY

How much does homeowner insurance cost in Lincoln County? Here's what to expect.

Est. Annual Premium

$1,790

Monthly Cost

$149

Median Home Value

$325,500

% of Income

2.2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$325,500
Personal Property (C)$162,750
Liability (E)$300,000
Deductible$3,255

Cost Context

Homeownership Rate79.4%
Median Income$83,033
Property Tax Rate0.4%
Population19,794

About Insurance in Lincoln County

Homeowner insurance in Lincoln County, Wyoming costs an estimated $1,790 per year for a median-value home of $325,500. This represents approximately 2.2% of the median household income of $83,033.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Wyoming

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.