Homeowner Insurance Costs in Sitka City and Borough, AK

How much does homeowner insurance cost in Sitka City and Borough? Here's what to expect.

Est. Annual Premium

$2,336

Monthly Cost

$195

Median Home Value

$424,700

% of Income

2.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$424,700
Personal Property (C)$212,350
Liability (E)$300,000
Deductible$4,247

Cost Context

Homeownership Rate64.5%
Median Income$95,261
Property Tax Rate0.5%
Population8,462

About Insurance in Sitka City and Borough

Homeowner insurance in Sitka City and Borough, Alaska costs an estimated $2,336 per year for a median-value home of $424,700. This represents approximately 2.5% of the median household income of $95,261.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Alaska

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.