Homeowner Insurance Costs in Clay County, AR
How much does homeowner insurance cost in Clay County? Here's what to expect.
Est. Annual Premium
$472
Monthly Cost
$39
Median Home Value
$85,800
% of Income
1.1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$85,800
Personal Property (C)$42,900
Liability (E)$300,000
Deductible$858
Cost Context
Homeownership Rate73.5%
Median Income$44,685
Property Tax Rate0.5%
Population14,537
About Insurance in Clay County
Homeowner insurance in Clay County, Arkansas costs an estimated $472 per year for a median-value home of $85,800. This represents approximately 1.1% of the median household income of $44,685.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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